Awesome article, I'm a big advocate for this change of direction. I hate the friction costs that keep rising in a popular company. I believe its only natural, a systematic product of incentives and bonuses, and the only way to stop is to leave all in the hands of the computer.

I think the decentralized payments will be massive in the music industry one day as well, I haven't done much research but https://audius.org/ is one example.