I'm totally confused by money transfers--crypto, fiat. However, I think learning how to negotiate this monetary universe is an essential survival skill, and will be so increasingly. Those of us who do not understand will become victims of those who do. I admire your ability to bend currency tools to your needs.
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Ha ha, you are on Steemit so you are already way ahead of the curve! On the other hand, I have a few years head start... I wish it was more but I got distracted by the birth of our first child!