The Russian central bank’s director of Fintech, Projects and Process Management has opined that half of the banks’ branches and jobs in existence today will be obsolete in 10 years.
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I think he is right, but there will probably also be some kind of new laws that will benefit banks on the long run, after all that's where most politics is all about - banks/money.
Digital Currency changes everything. We will see. I don't see how most banks are going to survive the next round of failures since bailouts will be almost impossible.