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NFC is cool, but I think it limits your purchases to under 50 bucks or something like that. BlockPay "S" and BlockPay Integrated support every major cryptocurrency (BTC, Steem, Dash, bitUSD, bitEUR, bitCNY, Doge, LTC, etc) and is not limited by transaction sizes.. buying a cart full of groceries, a new car, tank full of gas, or dinner for two for example.
Block times are 3 seconds or less and the Graphene blockchain itself has already proven over 100,000 transactions per second which is more than visa and mc combined.
I did a quick vid of it: https://steemit.com/crypto-news/@kencode/blockpay-demo-with-smartcoins-wallet
Merchants can issue Loyalty Points and eReceipts with every transaction if they like, and cash out to their fiat currency of choice.
Now that we are integrating BlockPay via OEM and in retail/grocery/restaurant/vending/petrol chains, this enables any merchant (NFC or QR codes) to accept one or more cryptocurrencies at zero cost. Our mobile apps and ERP modules are all in 44 languages too, so it has made rollouts worldwide very simple.
We also do not require the customer/user to have a special cryptocurrency wallet installed since BlockPay supports them all. Just use Mycelium, or Jaxx, or Dash Wallet or whatever wallet you like best at any BlockPay merchant.
BlockPay also runs on top of the Bitshares Dex, so you never have to worry about an exchange getting hacked or someone stealing your keys. Bitshares users get to keep their keys. For a merchant to come online with BlockPay, all they have to do is import the free module for their point of sale system.
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Merchants get real crypto correct? I have a retail store but sadly I wouldn't accept crypto, it's too volatile. The Plutus 24hr spend is $30 if I recall. Sorry too be negative on Blockpay, but accepting crypto is easy as you say with Mycelium and the likes why get charged 0.5%?
Merchants get non-volatile, market-pegged Smartcoins which encourages them to stay in crypto instead of having to dump back out to fiat again costing them money.
The next version of the Bitshares platform even pays dividends for holding crypto, so this encourages merchants even more to avoid fiat.
Over time you will start to see merchants paying some or all of their employee salaries and pensions in crypto as well. This completes the economic circle.
Lots of crypto nerds out there are willing to spend a couple extra cents to be able to spend their crypto anywhere. Convincing merchants they need to pay more fees to accept crypto, or process credit cards and their fees, not so easy. The 0.5% fee to the customer is very reasonable.
I have listed a few comparisons here:
https://steemit.com/bitcoin/@kencode/top-5-goodies-offered-by-blockpay-integrated-blockpay-s-and-smartcoins-usd