I guess if you look at it this way, a lot of the cloud mining out there might get you to ROI after 10 months to a year, and in the end you have their ever decreasing, and worthless cloud mining contracts that they're going to eventually try and skip out on. Not a badass laptop you can resell or keep banging on. Good work, thanks :)
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Yes, unlike with could mining, when you actually buy some hardware and use it for mining it will still retain some value if you decide to sell it after a year or two. This is also true for a gaming laptop that you may use for let's say 1 year for mining as well, then sell it and get a new more up to date model for less thanks to what you have already mined.
Cloud mining contracts are really pretty risky, especially if you are riding the hype train and preorder something even before it is launched like in the case of Zcash. At the moment a single GPU can make more than what you have paid thousands of dollars for as a cloud contract thanks to the latest miner optimizations.