The COTI stage defeats what is maybe the best obstruction to the far reaching selection of computerized monetary forms by transforming digital currency into an installment strategy for regular merchandise and enterprises. Digital currency experiences various shortages regardless of its numerous focal points, fast spread and progressive ramifications. First among these is its absence of fungibility, as digital money isn't promptly convertible into products and enterprises that individuals genuinely want. On the other hand, gift vouchers, stable coins and vouchers are effectively traded into products and enterprises, which is their basic role. By and by, various burdens sway these mediums too, for example, move challenges because of twofold spending dangers and the way that interest for digital currency installments overwhelms supply.
Source: https://blog.kucoin.com/coti-project-overview-and-analysis-in-depth-report-sk-st