Yes, so many layers. I agree with caution. One can offer trust to individuals as a default starting point, but scepticism is more fitting for a 'central authority.' Fool me once, shame on you, fool me twice, shame on me.... ;)
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I just resteemed a great article on this topic by @limitless maybe you also like it . #decentralized minds needed !
thank you for letting me know, i'll check it out right now!