Thank you for the opportunity to participate in this contest.
Luck is success or even failure brought by chance rather than personal effort. To understand our luck is firstly identifying where we have not made personal efforts. Then we outline whether we were successful or whether we failed at it. For me, I have been more successful than failing in my endeavors. Things tend to work out good for me despite my little or no effort.
Then I conclude, it can only be that I am a lucky chap!