Trust me, I am a published author!
Let me just quote you a little advice from my best-printed book, Master your Finances and $hake it up.
Rule number 4!
Take a well-deserved nap.
Of course, this comes after the OTHER rule number 4 (took a nap and got my numbers wrong) which is-
Make a suggestion. But don't own up to it in case it sucks!
So you didn't hear this from me!