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As am I :)

me too. The fees are crazy but its easier that most of the other exchanges at least for inputting funds, I find.

TenX is trying to create a system where you can easily convert fiat to crypto and back again, that will certainly a great step in the direction toward main streaming crypto because lots of people are interested in crypto but worry about being able to get cash back in a pinch, if that hurdle was removed I could see still larger masses of people flooding into the system.

2018 TenX is supposed to be global, and might have their own banking license. I hope so for the reasons above but also because I hold a fair bit of TenX.