Wow - I had no idea that Powering up played such a crucial role. I have not powered down a single time... and I won't. I want to HODL til Steemit is in the triple digits. I am using my Steemit account as my Savings account. I actually just won a court settlement for over $25,000 - $50,000 -- CND.. (it's a class action suit I am involved in) - and I am planning on using 10% of that to buy steem when it comes in later this spring. I have been telling everybody I know about steem. I am even going to start teaching classes to people who come to my husband's Bitcoin and CryptoCurrency Meetup groups and who are interested.