Yes, you are absolutely true people are like they won't spend a single penny. I just invested my time and yet I am not professional. Investment is always risky without knowing. What and where you are investing without knowledge. Do you can say more than 5% people can understand precisely the block chain concept over the globe , even still big giants and govts have different opinion as regulatory issues. So peopl just seeing as side oppurtunity to work. in a year I earned only 50 steem. The people like me exists