Agreed! My extended family is from the Philippines and I know that most of the charitable help for the frequent natural disasters doesn't get to the people in need. I met my wife because like you I choose to help locals directly instead of going through charitable channels. I hope you get a chance to visit your school project!
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I think I will. I have been a part of it for almost a year now and I do not think I am going to stop anytime soon. It might not be this year as I have more and more things thrown at me that I have to do. But next year I would love to go there, to Bangladesh. :)