Good point. I agree that people, from time to time, throw terms they don't fully understand. I've seen people claim to sell AI-driven apps, when in reality decisions are simply driven by conditional controls.
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Definitely, I just don't like how nowadays will categorize everything as bubble and then when it bursts, they will say I told you so. But how many investment they have missed before that :)
Yeah I guess the key is to invest for the long haul, maximizing diversification while minimizing costs, ignoring all the noise from the markets. However, for speculators, it's always about timing the markets to find opportunities early and profit at the peak, which isn't exactly easy.
Honestly, I feel like if people buy houses, they shouldn't do so as a financial investment, but just as a desired possession that can be called home.