It's important to remember that the majority of those who have quit jobs and/or retired bought when prices were very low, or even mined before there was even a price to begin with. Buying now is a different game altogether. Now it's really an investment, still speculative nonetheless, with its commensurate risk/reward, and before is was a "pie in the sky" long-shot that paid off big for those early adopters who believed in crypto and helped make it what it is today.