I really like what you said comparing current auto insurance systems to a blockchain system and how it could be improved. I couldn't agree more. I've been saying we need a 'linux' version of the government, meaning everything that we'd expect to be there is where we'd expect it to be, but its rebuilt to be a trustable version that actually functions how it's supposed to. Like how my linux OS has a clock on the bottom right and a start menu on the bottom left, just like windows, but it's not spying on me.
If only you could use the HIVE keychain instead of signing and juggling a phonebook worth of papers.
Glad to hear you like the car though so it's worth the hassle