I think Steemit works on different levels of your personality, and different players will take different routes through it. some people are presented with incentives, but continue eventually to create the content that they enjoy putting out. Some folks are 'strategic' when it comes to the platform. the negative incentive worries me to. I understand the need to prevent abuse in a non-censorship way. But it forms anxiety. HOWEVER- the risk of financial harm is evident and true in real life for a creator. it's reasonable in my mind to assume you'll have to face that risk in some form here to. I'm just not sure that downvotes serves that purpose. I wouldn't want to sell my freedom of speech for SBD or anything else.