Oh my goodness! Paying N300,000/year for a one-bedroom flat is not cheap. So I very well understand your pain, @sunny4glow. How to earn 4 steem/day for 4 years has to be in several ways, not just blogging. Meanwhile, your plan could be for a longer period, let's say 8 years, so that it does not put so much pressure on you. There is an opprtunity for investment I found recently, which looks good. I will look for the link and share. Do you know that you can start trading cryptos & that includes steem? I trade from time to time & make some cool profits from it. That is one way to earn what you can invest in real estate.