I once remember going with a friend on her payday, going to everywhere where she had bills and owed money. I vowed that wouldn't be me, but a lass a few years later I was doing the equalivent but only online, making sure that all my bills were paid and not doing what all the money gurus say, pay yourself first
It seems like a pipe dream doesn't it, the concept of paying yourself first? What is it about life leads many of us to the same bottomless pit of financial darkness though?