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Good luck.
I haven't decided what I'm gonna do.
Improvise, adapt, and overcome is the watchword....
what I think I'm a gonna do changes by the hour.

That said..the Shift Card from CoinDesk is kinda nice.

I keep reading about all of these cryptos coming out with their own cards, but I don't know... I bought Monaco (one of the ones with a card) at $25 and now it's around $10! For now- I'm staying with Bitpay- it works everywhere. And I'm really pleased with Blocktrades (at least they respond if you have a problem)

never heard of bitplay...(shift cost me $10).
I'm glad to hear that Blocktrades actually HAS customer service...that's a rare thing today.

That's what Bitpay was ($9.95) for the card and $2.00 a transaction.

mine is just a debit card...
nothing per transaction.(I don't think)

It's through your credit union right (I seem to remember you saying that a long time ago). There shouldn't be one unless you use an ATM that isn't your bank