Our system reports the exact exchange rate for the given input. Our estimator reports exactly how much we will give at a given time for a given amount sent. There's no fees beyond those incorporated into the final estimated amount we compute. I don't know what competitors are doing right now, but generally I think they don't show the fixed fee in their estimators although it can usually be found in their terms of service.

The algorithm we use for the our pricing is quite complicated, so there's no easy way to break out our service fee. We compute the price by first determining the price for us to buy equivalent amount of the output across a bunch of different markets. This price can be above or below coinmarketcap pricing due to available liquidity and selection of market paths we find available to us. This can often be the most significant determiner of how good a price we can offer (it even occasionally generates a negative spread for us, something we need to fix at some point). Then we subtract out the transaction fee we have to pay to send the coin. Typically this wasn't much, but it can now be a very significant cost for bitcoin outputs (and it's what inspired this post). Finally, we charge a percentage based on the particular coin input/output pair and that can be a function of how much volume we're seeing in each direction and how much of each coin we're holding at the time we receive the coin.

All the above is why we don't report some easy "percentage", it just doesn't make sense for our current pricing algorithm. It's something we may change in the future, since some people do seem more interested in the percentage rate than the bottom line.

But right now, we're mostly focused on improving our site to reduce customer support issues, as that's our biggest expense and our target market is maximal ease-of-use, low hassle service. I'm hoping we will be able to update the site in the next couple of weeks to reduce some of the most common issues we see.