Hi cryptotequila - You write a good post that provokes thought. I've looked at two ICO's today - one that I think addresses some of the issues in your presentation - biocoin. The other is POW lite - which is totally offbase. BIOCOIN - Russian based - catering to matching farmers ORGANIC seasonal products with consumers - have been operating as LavkaLavka. Their fb page shows that they have problems getting the product to the end user, but their response time is excellent and they have a refund policy. I like this ICO, because 1) their philosophy is to help the small farmer, not corporations. 2) Russia was one of the countries that refused to have Monsanto seeds. 3) They have a lot of support in IT, as well as logistics and accounting. 4) They want to go global. 5) Based on peercoins proof of stake system - Launched ICO - 9 Oct 2017 - USD$15 million. At the end of 2017 biocoin will enter exchanges which includes Japan, USA, Italy and Germany Market cap - $1billion - they intend going global 2018. POW lite - Mass market adoption via fb apps - Market cap - 2 billion - In exchange for free tokens, they have a ready made data base and its CENTRALISED. Their promo is slick - 'get in quick, before you miss out' - Only 1 person of 5 has been named as head of this projectl A bit short on transparency. Big on hype, short on details. Tell me what you think....Sorry, forgot to tell you no wallet on offer, no private keys and no 2 step authentication. POW lite will be the middlemen - so there is no privacy as they will have details of transactions for both buyer and seller.