The banks know what is coming. One could argue they dictate to the government what to do about it. That is why the major banks are filing patents as fast as they can, to stay relevant. As Stan illustrated so well, they want to gather the tolls on the coming toll road.
https://www.coindesk.com/bank-america-filed-20-blockchain-patents-already/
I smile knowing they are late for dinner.
The meal is still hot, but the guests are already served.
The banks will be sitting at table 19.
Muahahaha!