Good response and I agree. My thought is that perhaps there's a way to accommodate the 5 billion people who are not at this moment willing/capable to take total control and responsibility. Perhaps there is a way to have a similar ease of use feature a la a third party gateway with a degree of centralization for people who want to opt in to handcuffs and want a Coinbase like experience.
You seem to be going the other way and I think I agree with you. We should focus on making it easier for people to take responsibility and not enabling them to take the easy way out.
I think technically OL does that with their AirBitz integration.
Not my preference but it definately fills the gap you're referring to.
Oh I did not know OL integrated AirBitz thanks. My first principle is discretion and individual sovereignty. If people want to be at the mercy of a centralized third party company they should be able to do so. They have to deal with that set of tradeoffs though. And no one better force me to use something like that.