This strategy is the best strategy in the world and it involves no risk. What you do is this: pretend you are trading bitcoins/altcoins. When you have "lost" money because of a bad trade -- remember this is all pretend trading-- you give real money to the poor like the homeless. The reason for this is so that you'll feel the pain of losing from the trade. If you don't give your money, you will not feel any pain and therefore you won't learn your lesson. Why give your money to the exchanges or to the trade winners? Give it, or a portion of what you would have "lost", to those who really need it. In this way you can really get your money do good work.
That's it. Thank you for reading my post.
By the way, this will also work with stocks.
Sorry to hear that. However, it's never too late as long as you have some dough to get in there. The dough will rise (wink, wink).