Hi Cryptovestor, I only recently got into trading crypto currencies and I found your videos extremely helpful and informative. Which led me to watch all the videos you posted, because it gives me a bit recent history and background for this market.

It seems that your main focus is on decentralized currencies like Bitcoin and Ethereum, what are your thoughts on those centralized currency/token controlled and used by the banks and financial institutions. Ripple, for example, has the 4th biggest market cap right now, but I am not even sure if it can be consider as a crypto currency. Do you think these are worth investing? Since they are controlled by regulated firms, would you consider they are more stable comparing to the regular cyptos like Bitcoin and Ethereum?

Thanks a lot for all your videos and posts!