EOS blockchain does not even exist yet... If one day EOS exists (it is clear in the EOS website there is no guarantee about it), EOS will be controlled by 21 "producers" (let's call them "miners" to simplify), but they will be elected by votes like Steem, it is intermediate between centralization and de-centralization.
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Banks use RippleNet and they don't need XRP as a means of exchange. We the people are only buying these worthless coins and that's the only thing driving the price
well said, "worthless coins"
Do you understand the use case for the XRP token on the XRAPID network ?? Before you sit there espousing your wisdom i suggest you do a bit of research re Nostro/Vostro and SWIFT interbank transfers to understand what you are talking about
Read: http://willbanksusexrp.com/