Hello @adsactly,
I think that greed on a personal level is begining to reflect the banks of the past, by introducing so many coins. With more ponzi schemes being added, I feel that people are investing more often in what people selling the idea says is going to be hot, over researching the company behind the coin.
US legislation cracked down on cryptocurrency because of illegal markets, but now fake ICOs may be the next reason for more restriction. There are new coins and tokens being made everyday, and the thought of how many are not real can be terrifying.