Honestly, I would not agree. They know what's going on. Make no mistake, they pay people big big big big big bucks to make sure they are on the cutting edge of technology. Whether they incorporate it immediately or not is the only question. It's in their interest to let the market smooth out the waters before they launch their products.
All major banks and lenders are already on track with their own blockchain technology. I'm not saying it will be better or worse, but the vast majority of people will continue to use their bank or investment firm to get into crypto. And the banks will make it easy....let you buy whatever currency you want....through their system.
In fact....I think it will be easier to manage funds at that point simply because you have that many more people innovating on top layers and UIs. I don't buy for one second that the naysayers don't already own crypto or have a very well laid out plan as to when to introduce it to their client base.
Once we get the benefit of swimming through the waves, hopefully surfing them cleanly......then they will come in batting cleanup and get everyone else involved and take a cut. They are thrilled for us to figure out the territory for them.
I'm not saying they are able to compete with BTC, and I'm not saying they own all of us sheep.....just saying.....let's remember who these people are....they run the world, or at least to the highest degree that someone can. Every major company is just waiting for their moment to jump in, and most of them will probably get it right, because they have immense resources. Not to be a downer, just calling it like I see it.
Just get while the gettins good!