All crypto is an order of magnitude more transparent than even credit or debit as it fails to evade even direct to cash exchanges. It has to be moved through another layer to then be reverted to cash.
As the individual lacks the time and typically the resources to evaluate the data, only those already tracking objects like google adsense, alexa web traffic, Twitter keywords, and Facebook ad revenue can benefit disproportionately in predictive analysis.
If I were big business, crypto is exactly what I would want to gain yet another advantage over my competitors, and you can see that in how it is pushed everywhere that skeptics to the system are frequenting.
Those who historically were all cash, barter, and precious metals are now also letting their ledgers be opened by anyone with the means (algorithms) to do so.
So no, crypto is not a big middle finger to the banksters; it is the Vaseline and the drinks that convinced a large portion of private individuals to give up their freedom and control of their wealth.