The so-called "Income" in the sense of mining is not actually the income as an salary/wages. It is not even an investment because the actual things mining is about is to support the technology to work better, and the reward (the income) is just a thank-you-reward for supporting. When you write in steemit, do you think you write to generate money? or you write your view and as a reward other thanks you and the system give you some gift? This is all this is about. You can take a look at my updated story on the pay out. I am writing it right now to see if you will like to do cloud mining.