Of course he is not a wizard. His opinion, however, counts more than my opinion, because he is supposed to be a financial wizard, since he is the CEO of one of the large banks. That is why, he is "opinion" that Bitcoin is a fraud, but it might reach $100,000 before it crashes... that made me laugh. I think his prediction will become a fact some day. I don't know WHEN, but I think it will happen.