I would like to know more on the fees, guess I should check their website for that...
How they compare with competition...

That ATM fee is a killer, if it's charged every time, can't really use it to pay for food in local shop...
Virtual card seems good enough
"Note: If you are registered as a French resident, you are required to upgrade to KYC Level 2 before you can do any spending on your card"
"KYC limits are set to change on 17 January 2018", ouch you better spend while you can, or send the KYC documents...