I'm working the lending strategy and doing OK daily: so, it doesn't matter of Bitcoin' up and down. Well, it kind of matter only that I get more as it goes upward, but I get paid anyway.
By the way, there's an ICO I'm watching cautiously although in the early stage they've allotted so many to give out for free, then when they open publicly that freebie will end, and the price up. I think they still might be giving away 2 Free coins just for the early sign up. Only requires you to signup Your name, email address, and a password. I'm not sure if the free offer is still open, but you can find out at this link. http://neoconnect.io/u/Autopilot I thought "why not?" It's free, and if anything I can sit on it awhile to see what it does. I think on Dec 5 they will go public, but no more free coins, and only offered so many for free as a startup. If anything you can gain by referrals.