That is why it is important to comply with proper identification procedures,in order to make a positive impact in the way we handle money.
The main purpose of decentralizing the economy is to take back control of finances not to find different ways to cheat the system. Unfortunately there will be creative people that feel smarter than the rest of us,that is far from the truth, if you're doing something wrong, you will be caught sooner or later, so I leave it to you to decide what is wrong and what is right. Just make it fair for everyone and we'll all be happy.