It's a real pain to lose bitcoins because of the lost password. I think user should receive a notification about resetting the password every 15 days and this should be compulsory. This way he can reset his password automatically in 15th day and his coins won't get lost. I am not sure this is fool proof, but stil, it's better than what we have right now. :)
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Even if you forget your pass all you need is your private keys to restore any Bitcoin wallet. It boggles my mind that people still don't understand this.