In the US we got Coinbase and it is a lot stricter than coinjar. Coinbase requires social security and home address for proof as part of registration to exchange cash for bitcoin. I do not have an account there simply because I do not have a permanent home yet. Once my living conditions settles down I will likely setup an account there. I am astonish now that BTC is at $10,000. I am looking instead on LTC as I can get more of that coin on a cost basis. Then exchange LTC for other cryptos. Coinbase lets you trade cash for either BTC, LTC, or Doge.
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Hey, we can use Coinbase too but the problem is we can only use creditcards and they charge about a 4% surcharge which is quite expensive. Plus then we have to pay International transaction charges on our creditcard accounts too so it's like a double whammy of charges.
Yes even in usa if I use credit card I need to pay a surcharge. It is with every crypto purchase. I found out changelly do that too. Definitely major drawback.