You know what is funny, I took only 4% of my liquid assets and spread it around the crypto markets... without doing anything except holding, they are now well over 100% of those original holdings.

That said, I still own gold and silver as my insurance...and my businesses as income producers.

But you are so right about taking profits and paying off debt if you have it as it leaches your very soul. Once those debt payments are gone, those can then be insurance, investment and hey even speculation.