Great post; thank you. I have only been in this space 6 months and DYOR is the name of the game. Those who consume fake news are going to be big losers.
Thanks to Steemit and contributors like you, I have come up to speed fast! There is no way I would be investing in Ripple.
What an exciting time to be here. A paradigm shift in banking, finance, taxation, regulation and indeed all things as we know them.