Hey John, thanks for the reply. As far as NEO, I think it is a real ETH-type contender especially with its multiple coding language platform and Chinese government support. I'm personally taking a wait-and-see approach to investing in it though. I think ETH has a commanding head start in the network effects it has going for it. Additionally, BTC and LTC will soon have coding layers built on top of them (look at Stratis) so the value proposition of NEO is not a sure thing.