Good points in this post. I was about to start a similair discussion. How much do we actually know about a coin. It's surprising to me people invest in cryptos that they know nothing about. I found this amazing platform: https://www.coincheckup.com They give great insights in the team, the product, advisors, community, the business and the business model and other techincal insights. Check: https://www.coincheckup.com/coins/Ripple#analysis For the Ripple Investment analysis.