How I see it is that btc and bch and ltc is dropping likely cus people are buying ada (Cardano). Ive looked a little into that one and you might say im now on the fence about it since you called it a shitcoin. Why do you considder it a trash ? Do you see it as a similar coin to Ripple?
Also longterm i see BCH gaining in relation to BTC and unless BTC sees large improovements far beond segwit and the lightning network or increesing the blocksize to 2MB, Its likely to be replaced by bch or the next upcomming fork.
No, Ripple has the whole Japanese banking sector looking at it, or already implementing it. No one uses Cardano. See my other comments on it.