Great Points! People should always diversify. I personally have most of my money in big cap coins. A few mid cap. With 10percent in small cap coins. 20 percent of my portfolio is for trades. While the goal is to make money it more important not to lose money and minimize risk. Patience is key. I've learned to take profits when they are there. Greed has take opportunity from me a couple of times. Its a good thing I have a natural fear of losing money that keeps me from going all in on any coin. I got a little loose after I had some big luck on my first trades with bch and monero back in August. I had doubled my investment in month. A couple of bad trades and then the China announcement was a glass of Ice water in the face. I have learned to keep some of my profits in fiat. So I can shop when the big dips come. Unfortunately it isn't always easy to catch all the pumps. Especially when you have a family and a full time job. I've missed a few opportunities because I wasn't even looking or I'm not home and the coins are in a wallet at home because I will not keep to much on an exchange. I missed the neo sell opportunity at 48$ because I keep neo in the neon wallet earning gas and I had no access.