If you have spare money, it is high time to invest. But if I were you, I'll split the money among BTC (let's say 30% of the total amount), ETH (20%) and Steem (the rest). That is why you should focus on Steem: https://steemit.com/steemit/@godfish/full-steem-ahead
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That's what I did. I don't have that much BTC or Ethereum left. I do think Litecoin is a solid buy at the moment though.
I am not into LTC so much. It is just Bitcoin lite, nothing new, nothing special, no inovation. That coin can hardly last long. It is just a matter of time till it falls down.
While Bitcoin is my favourite crypto, I can't do anything with it right now... the transaction fees are still so high. With Litecoin you can send hundreds of dollars worth for less than a dollar. Until Bitcoin solves its issues Litecoin will remain in demand.
Well, you can do so with ETH either. And Steem transaction beat any other altcoin. 3 seconds and no fee, that dominates
BTW Steem has the most transaction per day among all cryptos.