I am not giving financial advice or telling anyone what to do. Just sharing my experience.
I have been using BitcoLoan now for a few months and it has some of the best returns I have ever seen. I have already made my initial deposits back (and withdrawn out of the site so they are safely in my wallet). I have reinvested some of the profits into new loans and will hold and withdraw future returns as needed. Everything going forward is pure profit for me. In addition, they are still giving tokens for each deposit. For example, $100 loan to someone rewards you 10,000 tokens (These are for sale privately for members at $0.001). But there are only 5 days left for the private sale at the current prices and then the rewards will lower.
Below are screenshots of what the daily returns on some of the loans I have given to businesses are. Also note, the minimum you can loan out is pretty low - you can loan out $10 if you want and can loan out for 30 days minimum if you want. They have a special where if you sign up they will lock $5 up and once your first loan ends they then give that additional $5 back - so basically you could test it out for only $5! (They do require I think a transfer of $30 at a time though when funding your account)
Everything is a risk, so due your research. What I did for some of these loans is send my Cointiply BTC I got from surveys to BitcoLoan and then loan that out - so that was not originally out of pocket either. They are having a referral contest this month - so of course I am hoping someone out there gives them a go through my link - even at the minimums. :)
Here is a signup link for anyone interested: Sign up here.
Some loans I have out to businesses.
The one in $USD is using $ I received from completing their academy video series. The BTC was from returns from my first experiments at their loan process.