When Satoshi Nakamoto published his white paper,"Bitcoin: a point-to-point electronic cash system" in 2009, he offered Bitcoin as an alternative to the current centralised payment system. This alternative was based on the use of cryptographic proofs rather than relying on a centralised part.

At that time, modern history witnessed the world's worst financial recession from the banking industry. Thus, Bitcoin emerges as an alternative for an innovative community that felt the need to store its value in a new way. The main problem was that Bitcoin remained as a payment system for a long time, so any form of financial instrument was not available to a single Bitcoin user.

With the launch of Ethereum, a platform for creating decentralized applications in Blockchain with Intelligent Contracts, new financial applications began to be created. Shortly afterwards, a series of so-called crypto banks emerged, thanks to Ethereum technology. The problem is that these crypto banks have only used Ethereum's Blockchain to develop their technology but not their product; for example, when banks were selling toxic assets to their customers, customers had no choice but to buy, as banks advised them to do so. This was possible because centralization makes it easier for the system to become corrupt when one of the two parties in a relationship controls the information.

Using blockchain as a technology to run back-end procedures does not prevent this from happening again. Therefore, it cannot be said that the current crypto banks are an alternative to traditional banking as Bitcoin for payment networks. PayPro is re-imagining what banking would look like thanks to Satoshi's vision of decentralization. To do this, PayPro believes that the financial services portfolio offered to a customer cannot be centralized in any way, otherwise there is no guarantee to the user that a bank will only take care of their interests.

PayPro will not offer any financial services. Instead, PayPro will open the doors of your market so that any decentralized financial application (dApp) can offer its services. PayPro will have no right to decide which dApp should be and which should be out. That's why PayPro has built an incredible decentralized scoring system that allows the community to rate dApps. By doing so, it will allow the community to manage the market itself.

If PayPro accomplishes this, the next time you look for insurance or credit, for example, you can find more than 100 companies that offer the service you are looking for. Therefore, PayPro will make financial providers strive to improve their services so that they can finally become the ones you choose. In the end, PayPro is creating an ecosystem where competition is promoted, which translates into better quality services for the user. Exactly the opposite of what is currently happening with any form of bank, be it traditional banks or decentralised banks (also called neo-banks and/or crypto-banks).

PayPro is currently launching an Initial Currency Offer (ICO) to issue its own token with a 10% bonus for first time contributors. The PayPro TGE began on January 22,2018 and will end on January 28,2018. The minimum contribution is 0.5 ETH, equivalent to 1,100 PIP.