Hi @fitinfun!
If you want to 'harvest' part of your steem investment, you should have an idea where you want to store that harvest. If it is not to spend now, which would be selling for baat or dollars, you might consider bitcoin or litecoin (my preferred) for holding that value. You'll need a wallet, and either sbd or steem can be send through blocktrades to a wallet address, or to bittrex where you can trade it manually.
I use Steem Power to store some value, but that is not 'harvesting' that is holding. And SBD I think it risky for holding value seeing as it is so high above its face value right now.
That is wht I was thinking. That the sbd price might not hold. I would be sending some/most of this money to my son is California. This way he can get it without the huge fees I pay banks. And then I will open some wallets and go into maybe 10 coins - small - to see if I can play the pump and dump game.
I started to open a wallet the other day and got to the point where I need a selfie and a copy of my id. I gave up and will try again another day...
So for cashing out - I use coinbase to sell litecoin, and put that money (dollars) into paypal. The litecoin can be gotten through blocktrades.us, no account needed. Coinbase set-up is a hassle, they all are.
For playing the markets, bittrex is my favorite so far - with haejin's advice I feel like I almost know what I am doing! Read his tutorial on laddering!
Make sure to post updates!
I will - saving your comment. Thank you so much!