The first day I received my Bitpay card I was so anxious to withdraw money from an ATM to tell people that I was spending Bitcoin cash. haha. However, I hadn't discovered that you need to load the card with the Bitcoin that are in your wallet. Frustrated, I ordered a Shift debit card. So now I own both and couldn't be happier. I've bought Amazon gift cards, food, clothes, drinks, etc. It's as simple as having a regular debit card from the bank. It's similar to a bank account, but its always fluctuating. I'm so excited for the future of cryptocurrencies.