I agree. Fiat currencies are going to have issues in near-term. How cryptos respond is an open question since we have never been through a major financial crash while cryptos have been available. Might b a big pay-off. Or maybe not. There is a degree of gamble on how cryptos will respond. If you want a certain result, then precious metals would be the better investment.
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You are right about never going through a financial crash with cryptos on the scene. However, I would say that it was because of the 2008 crash and all of the losses that went with it that gave bitcoin the relevance to emerge. Bitcoin is the answer to the corruption of the banks and their manipulation.
Just look at the price of gold, it should be much higher than it is, but is being manipulated to keep its price down.