Gold is a decent hedge against loose monetary policy, but as policies tighten up gold is in a weird situation. Geopolitical instability is on the rise, but given gold is driven more by monetary policy than geopolitical instability, this factor matters less than I would like it to. I don't hate holding gold now, but I generally prefer other options.

I like Steem - It's awesome seeing all the hard work people are putting into the platform. There is a tad too much abuse of the reward pool for me to be 100% confident in it - that needs to be sorted out at some point, but hopefully it gets better. It's definitely far ahead of majority of cryptocurrencies given that it has actual use cases and people are actually investing into developing new apps for it. I'd really like if full effort was put into this site as it has the potential of becoming one of the first killer apps for crypto if it were optimized and less abusable.